Privacy Policy

Last updated: 2026-11-12.

This policy explains how Wheelwise ("we", "us") handles information when you use https://wheelwise-calc.moneycalcdesk.com. It is written to meet the main privacy laws, including the EU and UK GDPR, the California CCPA/CPRA and Brazil's LGPD.

Who is responsible

The controller of your personal data is the operator of Wheelwise, an independent publisher. You can reach us at contact@moneycalcdesk.com.

What we process

Calculator inputs: everything you type into a calculator is processed locally in your browser. It is not sent to our servers and we cannot see it.

Technical data: our hosting provider (Cloudflare) processes your IP address and basic request data (browser, pages requested, time) to deliver the site, keep it secure and prevent abuse.

Messages: if you email us, we receive your email address and the content of your message, and we use them only to reply to you.

Analytics and advertising data: only if you consent, as described below.

We do not ask you to create an account, and we do not collect sensitive personal data.

Cookies and local storage

Necessary (always on): we store your consent choice (key msaas_consent_v2) and your tool preferences in your browser's local storage. These are not used to track you.

Analytics (only with your consent): Google Analytics 4 measures aggregated usage, such as pages visited, device type and approximate location.

Advertising (only with your consent for personalization): Google AdSense and its DoubleClick services show ads and may use cookies to measure them and, if you allow it, to personalize them.

Marketing (only if enabled on the site and only with your consent): the Meta Pixel measures the effect of our campaigns on Meta platforms. It is not loaded until you accept the Marketing category.

Nothing non-essential is loaded or stored before you choose. You can accept all, reject all or choose by category in the cookie banner.

Legal bases

Consent (GDPR Art. 6(1)(a)): for analytics, personalized advertising and marketing cookies. You can withdraw it at any time and it will not affect earlier processing.

Legitimate interest (Art. 6(1)(f)): for hosting, security, abuse prevention and replying to your messages.

How to change your consent

Click "Cookie settings" in the footer of any page to review or withdraw your choices at any time. You can also delete cookies and local storage in your browser settings.

Third parties

Google (Analytics, AdSense): https://policies.google.com/privacy and https://policies.google.com/technologies/partner-sites. You can manage ad personalization at https://adssettings.google.com.

Meta (Pixel, only if enabled and accepted): https://www.facebook.com/privacy/policy/.

Cloudflare (hosting and security): https://www.cloudflare.com/privacypolicy/.

These companies act under their own policies and may act as independent controllers for the data they collect.

International transfers

Our providers may process data in countries outside your own, including the United States. Where required, transfers rely on safeguards such as the EU-US Data Privacy Framework or Standard Contractual Clauses.

Retention

We do not store calculator inputs. Emails are kept only as long as needed to answer you and for a reasonable period afterwards. Analytics and advertising data are kept by the providers according to their own retention periods.

Your rights

Depending on where you live, you may have the right to access, correct, delete or port your personal data, to object to or restrict processing, to withdraw consent, and to complain to your data protection authority. Write to contact@moneycalcdesk.com and we will answer within the legal deadline.

California and other US states: you may ask what personal information we hold and ask us to delete it. We do not sell personal information and we do not share it for cross-context behavioral advertising except through the advertising cookies you choose to accept. You can opt out at any time with "Cookie settings" or by turning on a Global Privacy Control signal in your browser. We do not discriminate against you for exercising your rights.

Brazil (LGPD): you may confirm that we process your data, access it, correct it, request anonymization or deletion, and revoke consent, by writing to the address below.

Children

This site is not directed to children. We do not knowingly collect personal data from anyone under 16 (or under 13 in the US). If you believe a child has sent us data, contact us and we will delete it.

Security

The site is served over HTTPS and we limit the data we handle. No system is completely secure, so we cannot guarantee absolute security.

Changes

We may update this policy. The current version, with its date, is always published on this page.

Contact

Privacy questions or requests: contact@moneycalcdesk.com.